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XRP Price Prediction: Ripple Set To Rally 20% This Month, But New PayFi Altcoin Could Deliver Over 15 Gains

Published: October 20, 2025|Last updated: October 20, 2025

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The crypto market is heating up as September rolls in, and XRP is once again drawing significant attention. Alongside it, a newer PayFi-focused project called Remittix (RTX) has also entered the spotlight. Some analysts view it as a potential emerging player in the cross-border payments space, though it remains in early development stages.

XRP Price Prediction: Analysts Eye a Possible 20% Move

XRP’s price action has been closely watched, especially after analysts noted that its current structure resembles the 2017 breakout that sent it to an all-time high near $3.30. Crypto trader CRYPTOWZRD highlighted a pattern of accumulation and consolidation that could precede a sharp move — though historical patterns don’t guarantee future performance.

Market sentiment improved after the SEC and CFTC released a joint statement clarifying that exchanges can facilitate spot crypto products under existing laws. This has renewed speculation around a potential XRP ETF, which some analysts believe could attract institutional interest if approved.

As long as buying pressure persists, XRP could revisit the $3.30–$3.60 range. However, traders are also monitoring key support levels, with $2.77 serving as a critical threshold. A drop below that may lead to corrections toward $2.60 or $2.40. For now, sentiment remains cautiously optimistic, with a potential 20% upside if momentum holds.

Remittix: A New PayFi Altcoin in the Spotlight

Remittix has reportedly raised over $23.5 million, selling around 642 million tokens at $0.1030 each during its presale phase. The project has announced upcoming listings on centralized exchanges BitMart and LBank, as well as the Beta Wallet launch on September 15, 2025.

Remittix aims to create a PayFi ecosystem that focuses on faster, lower-cost cross-border payments using blockchain technology. According to its roadmap, the team is developing features intended to reduce gas fees and improve transaction efficiency. However, as the project is still in its early stages, investors should approach it with standard caution and due diligence.

Why Some View Remittix as a Project to Watch:

  • Planned listings on centralized exchanges, which may increase visibility and liquidity.

  • Focus on low-cost payments and staking features.

  • Early-stage PayFi ecosystem with an emphasis on practical use cases.

  • A development team emphasizing innovation and transparency.

Final Thoughts: XRP vs. Remittix

XRP continues to hold a strong position among established crypto assets, with analysts watching for potential short-term movements. Meanwhile, Remittix represents a newer, more speculative entry in the PayFi niche. Whether it can sustain growth will depend on how effectively it delivers on its roadmap and adapts to evolving crypto regulations.

This article is sponsored content and was provided by a third-party. The views and opinions expressed in this article are those of the author. We encourage readers to do their own research before making any investment or trading decisions.

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