XS Ltd (xs.com) Review: Features, Licensing, and Withdrawal Explained

Trading platforms have seen a boom in popularity, and for good reason: they are welcoming to everyone who wants to explore market strategies and earn a profit, regardless of experience level. Given the number of online trading platforms available, getting on board with trading may seem easy, but that’s not really the case, as there’s more than meets the eye when it comes to this complex ecosystem. 

Numerous fraudulent platforms try to lure investors and traders with promises of easy and quick gains, which is why it’s imperative to conduct detailed market research before choosing a broker. The truth is that the success of your trading ventures will depend on the platform's reliability, and it's essential to ensure you’re getting the most out of your experience in terms of security, speed, and performance. 

Many users report that they can rely on XS.com, which has received a vast number of positive reviews. But what makes XS unique in the trading ecosystem? 

What is XS Ltd (xs.com)?

XS.com, or XS Ltd, is a multi-asset broker operating globally, offering technology and tools that support traders in their journey towards financial well-being. XS debuted in Australia in 2010 as a liquidity provider, without knowing what the future would hold, but motivated to make a name for itself in the industry. 

XS has licenses in many different jurisdictions, as well as offices around the globe so that users can access support when they need it. It isn’t just individual traders who use the platform, though; institutional investors and brokers from all around the world also utilize it, all of whom joined XS to gain access to the trading technology and deep institutional liquidity it offers. 

XS’s self-described mission is to empower traders with the knowledge they need and place the required tools at their disposal so that they can have a head start and continue developing their skills in the future. The team working at XS.com has also been relentless in their research and sustained improvement in areas such as risk management, market analysis, and trading strategies, a very important characteristic in such a competitive environment. 

XS Ltd features & Account Types

XS offers access to many top-tier liquidity providers and several trading platforms, including MetaTrader 4 and MetaTrader 5. Personalized AI-powered analysis reports that can help traders make more informed decisions are included, too. 

XS states that they are committed to integrity and innovation and want to deliver excellence to those who choose it as their trading partner. Many users report benefiting from comprehensive tools and strategies, along with optimal risk management, to build a robust portfolio. 

Furthermore, XS.com claims to seek top talent and empower them to innovate continuously so they can remain relevant in a competitive environment and meet traders’ needs. Users say they gain access to global financial markets, allowing them to expand their reach into many more asset classes that would otherwise have remained entirely obscure. These instruments include shares and indices, Forex, commodities and metals, futures, energies, and cryptocurrencies. The funding methods (MasterCard, Visa, Neteller, Skrill, and bank transfer) are fast and convenient, so you can use whichever fits your strategy. 

XS.com also claims to be focused on providing for every single investor, regardless of their level and the markets in which they operate. They aim to prioritize relationship management and having multilingual customer support. According to the company, XS.com also offers three account types that are customized for professional traders, including the Pro, Elite, and VIP accounts, and a category for partners. 

The Pro account has a spread as low as 0.7 pips on major currency pairs, with no commission, while the Elite account starts at 0.1 pips on well-established currency pairs and requires a $3 commission per side per lot. For the VIP account, the spread starts at 0.1 pips, and the commission varies by asset and trade size. 

Another feature of XS is that traders can open a demo account to practice their trading skills without risking much. The demo account includes virtual funds that can be used in a simulated market environment, and the best part is that this account can be used for free, without an initial deposit required. The demo account has something for everyone, whether you're a new or experienced trader. 

Investors say that they can also utilize an advanced Percentage Allocation Money Management solution, also known as PAMM. This account was created to enable traders to benefit from the expertise of professionals, allowing them to either invest in accounts managed by more experienced traders or manage a PAMM account on their own. It’s worth noting, however, that PAMM accounts can carry risks, and while professional management can help, past performance doesn’t guarantee future results, so detailed research of such managers is recommended before considering them. 

XS Ltd Regulation and Licenses

XS Ltd is regulated by top-tier regulators and holds 10 licenses globally.

Our review confirms that XS Ltd is regulated by well-known, top-tier regulatory authorities and currently operates under 10 licenses worldwide. 

This strong regulatory coverage helps ensure high standards of transparency, client fund protection, and operational compliance, making XS Ltd a trustworthy option for traders across different regions.

XS.com operates in various jurisdictions and adheres to the requirements that play a considerable role in building accountability, trust, and integrity in the financial industry. 

XS Ltd The licenses include the following:

• The Australian Securities and Investments Commission( ASIC), with license number: (374409), which is responsible for financial markets regulation and is in charge of XS Prime Ltd.
• The Financial Services Authority of Seychelles(FSA), with license number: (SD089), which is in charge of how businesses are conducted in non-bank financial services, and manages XS Ltd.
•  Labuan Financial Services Authority (LFSA) in Malaysia with license number: MB/21/0081 that supervises the administration and development of the Labuan International Business and Financial Centre, and regulates XS Finance Ltd.
• The Cyprus Securities and Exchange Commission (CySEC), with license number: (412/22), which is in charge of investment services and manages XS Markets Ltd.
• The Financial Sector Conduct Authority of South Africa( FSCA), with license number: 53199, which regulates market conduct and manages XS ZA (Pty) Ltd;
• The Mauritius Financial Services Commission of Mauritius (FSC), with license number: GB25204786, which manages XS Trade Services Ltd;
• Regulatory authorities in the State of Kuwait, with license number 786/2024, which authorize XS Online; 
• The UAE Securities and Commodities Authority ( SCA), with license number: 20200000339, which regulates XSTrade Financial Consultation L.L.C;
• XS (LC) LTD, registered and authorised under the laws of Saint Lucia under with registration number: 2025-00114;
• XS Ltd, authorized under the laws in Saint Vincent and the Grenadines with registration number: 27216 BC 2025.

XS.com Withdrawal Process

XS Ltd (xs.com) withdrawals can be made through several channels, including bank transfers, Visa or MasterCard, Neteller, or Skrill. More often than not the method used will be the same as the one used for the deposits because of the AML policies. Processing takes between two and five business days for bank and card transfers, and the maximum and minimum amounts you can withdraw depend on the service providers. 

In the case of bank transfers for instance, the minimum withdrawal is 250 USD and there’s no limit for the maximum amount. For Visa and MasterCard the smallest amount is 5 USD and the maximum is 25k USD. In the case of Skrill the range is 50 to 15,000 USD, and Neteller allows withdrawals between 15 and 2,500 USD. XS also provides its users with a prepaid Mastercard and a smartphone app that enables the transfer of funds from the XS wallet directly to the investor’s bank account and vice versa. 

The prepaid Mastercard and XS mobile app (available on both Android and iOS) lets you track your transactions as well, a feature exclusive to users of the app. The card can be used at ATMs, points of sale, e-commerce, and as part of loyalty solutions. To obtain one of these cards yourself, you’ll need to apply, but remember that the feature isn't available in some jurisdictions due to financial regulations. The app works for both domestic and international transfers as well since it is connected to global networks like MoneyGram, and you can get prepaid cards from a wide range of top sellers as well. 

Final thoughts

XS Ltd states that it provides services that meet the highest industry standards, which is why many traders use it when navigating the complex world of trading. It provides CFD trading products across various asset classes through its trading platforms, backed by a robust regulatory background.